94970 ZIP Code — Stinson Beach, CA

Marin County, California

ZIP code 94970 is located in Stinson Beach, California, within Marin County. It covers approximately 7.23 square miles and serves a population of 400 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 415/628.

About ZIP code 94970

The housing stock consists of predominantly single-family detached homes. Most homes were built in the pre-1940, giving the area an established character. Median home value is $1,718,800. Owner-occupancy sits near the national average at 60%.

The gap between median ($74,643) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 4% is below the national average. 43% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with construction as the leading industry. The average commute of 19 minutes is near the national average.

Educational attainment is high — 57% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Overall, ZIP code 94970 reflects a community defined by a highly educated population and a significant Social Security-dependent population.

400

population

7.23

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

94970 ZIP code map

Cities in ZIP code 94970

Below are the cities the US Postal Service accepts for ZIP code 94970. Using any city not on this list may result in mail delivery delays.

City	Status
Stinson Beach	Preferred

Nearby ZIP codes

94924 Bolinas (2.2 mi) 94930 Fairfax (3.6 mi) 94941 Mill Valley (5.5 mi) 94960 San Anselmo (6.9 mi) 94939 Larkspur (7.6 mi) 94925 Corte Madera (8.3 mi) 94965 Sausalito (8.6 mi) 94946 Nicasio (8.6 mi) 94901 San Rafael (9.5 mi) 94901 San Rafael (9.5 mi) 94974 San Quentin (9.5 mi) 94956 Point Reyes Station (9.6 mi)

Demographics updated 06/2026

Population
Total population	400
Population density	55 / sq mi
State FIPS	06
County FIPS	041

Geography
Land area	7.23 sq mi
Water area	1.58 sq mi
Latitude	37.9161
Longitude	-122.6628
Timezone	Pacific (PT)
Area code	415/628

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	15.1%	21.4%	32.6%
$50k – $100k	27.0%	21.0%	27.7%
$100k – $200k	29.7%	27.8%	26.4%
Over $200k	28.2%	29.8%	13.3%

Demographics & statistics

400

Population

People per sq mi

63.5

Median age

$74,643

Median household income

$60,733

Per capita income

$1,718,800

Median home value

$1,750

Median monthly rent

59.6%

Home ownership

4.3%

Poverty rate

0.0%

Unemployment

655

Housing units

56.5%

Bachelor's or higher

Age distribution

Male Female

15–19

25–34

45–54

55–59

60–64

65–74

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	7	1.8%
18 and over	393	98.3%
65 and over	191	47.8%
Median age	63.5 years

Race & ethnicity

White 90.9%

Hispanic or Latino 4.5%

Two or more races 4.5%

Group	Count	%
White	381	90.9%
Hispanic or Latino	19	4.5%
Two or more races	19	4.5%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	15.1%	21.4%	32.6%
$50k – $100k	27.0%	21.0%	27.7%
$100k – $200k	29.7%	27.8%	26.4%
Over $200k	28.2%	29.8%	13.3%

Under $10k 7.5%

$15k–$25k 11.8%

$25k–$35k 11.8%

$35k–$50k 11.0%

$50k–$75k 9.2%

$75k–$100k 6.6%

$100k–$150k 24.1%

$150k–$200k 7.9%

$200k+ 10.1%

Range	% of households
Under $10k	7.5%
$15k–$25k	11.8%
$25k–$35k	11.8%
$35k–$50k	11.0%
$50k–$75k	9.2%
$75k–$100k	6.6%
$100k–$150k	24.1%
$150k–$200k	7.9%
$200k+	10.1%
Median income	$74,643

Housing

Home values

$50k–$100k 15.4%

$500k–$1M 5.9%

$1M+ 78.7%

Housing overview

Metric	Value
Median home value	$1,718,800
Median rent / month	$1,750
Owner occupied	59.6%
Renter occupied	40.4%
Vacant	69.5%
Single-family detached	96.7%
Large apartment buildings	0.0%
Mobile homes	2.8%
Median rooms	4.6
Avg household size (owned)	1.92

Year built

Era	%
2020 or later	0.0%
2010–2019	7.2%
2000–2009	6.2%
1990–1999	5.1%
1980–1989	20.3%
1970–1979	4.1%
1960–1969	7.1%
1950–1959	12.7%
1940–1949	11.1%
1939 or earlier	26.1%

Bedrooms

Size	% of units
No bedroom (studio)	3.3%
1 bedroom	13.3%
2 bedrooms	32.5%
3 bedrooms	36.0%
4 bedrooms	13.5%
5+ bedrooms	1.3%

Vehicles per household

Vehicles	% of households
No vehicle	0.0%
1 vehicle	40.8%
2 vehicles	39.0%
3 or more	20.2%

Heating fuel

Fuel type	%
Utility gas	12.7%
Electricity	19.7%
Propane / LP gas	55.7%
Wood	11.8%

Households & families

Household type	Count	%
Married-couple family	72	31.6%
Cohabiting couple	56	24.6%
Male householder, no spouse	82	36.0%
Female householder, no spouse	18	7.9%
Households with children under 18	8	3.5%
Households with seniors (65+)	117	51.3%
Average household size	1.67

Marital status

Status	Male	Female
Never married	34.4%	40.7%
Married	40.0%	28.7%
Separated	7.6%	0.0%
Widowed	0.0%	17.3%
Divorced	18.0%	13.3%

Education

Less than 9th grade 5.1%

Some HS, no diploma 2.0%

HS graduate 12.2%

Some college, no degree 11.7%

Associate's degree 12.5%

Bachelor's degree 31.6%

Graduate / professional 24.9%

Metric	%
HS diploma or higher	92.9%
Bachelor's or higher	56.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	0	0.0%
Kindergarten	0	0.0%
Elementary school	0	0.0%
High school	7	100.0%
College / grad school	0	0.0%

Employment

Industry of employment

Construction 28.9%

Professional & management 18.4%

Arts, food & hospitality 17.1%

Agriculture & mining 8.8%

Education & healthcare 8.3%

Finance & real estate 7.9%

Public administration 7.5%

Manufacturing 3.1%

Occupation

Category	%
Management, business & arts	39.0%
Service	12.3%
Sales & office	25.0%
Natural resources & construction	20.6%
Production & transportation	3.1%

Employment type

Type	%
Private sector	72.4%
Government	7.5%
Self-employed	20.2%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	71.1%
Carpool	8.8%
Public transit	0.0%
Walk	8.3%
Work from home	11.8%
Other means	0.0%
Avg commute (minutes)	19.4

Poverty

All people 4.3%

Under 18 years 0.0%

18 and over 4.3%

Married-couple families 0.0%

Female-led households 0.0%

Income support

Source	% of households
Social Security	43.4%
Retirement income	16.2%
Supplemental Security	0.0%
Cash public assistance	0.0%
Food stamps / SNAP	0.0%

Health indicators

Condition	%
Obesity	26.4%
High blood pressure	32.6%
High cholesterol	35.7%
Diabetes	10.8%
Heart disease	7.4%
Stroke	3.2%
Asthma	9.8%
Arthritis	29.1%
Kidney disease	3.3%
Pulmonary disease	7.1%
Cancer	9.0%

Behavior / access	%
Smoking	9.5%
Binge drinking	15.5%
No physical activity	15.5%
Less than 7 hrs sleep	26.8%
Depression	17.3%
Fair or poor health	12.2%
Poor mental health	11.9%
Poor physical health	10.2%
No health insurance	5.6%
Visited doctor (checkup)	70.5%
Visited dentist	73.0%
Cholesterol screening	95.4%
Teeth loss	7.1%

Veterans & disability

Veterans	Count	%
Civilian veterans	21	5.3%

Disability	%
Any disability	3.8%
Under 18	0.0%
18–64 years	0.0%
65 and over	7.9%

Health insurance coverage

Type	%
Private insurance	60.0%
Public insurance	59.5%
No insurance	10.0%
Uninsured under 19	0.0%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	400	100.0%
Spanish	20	5.0%
Other Indo-European	20	5.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	323	80.8%
Born in same state	323	80.8%
Born in different state	114	28.5%
Foreign born	0	0.0%
Naturalized citizen	77	19.2%
Not a US citizen	57	74.0%

Ancestry

Ancestry	Count	%
French	99	24.8%
Italian	77	19.3%

Ancestry	Count	%
Polish	26	6.5%

Technology access

Metric	% of households
Computer access	57.0%
Internet access	100.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 94970

What city is ZIP code 94970 in?

ZIP code 94970 is primarily assigned to Stinson Beach, California.

What county is ZIP code 94970 in?

ZIP code 94970 falls within Marin County, California.

Does ZIP code 94970 have an older population?

48% of residents in ZIP code 94970 are 65 or older, above the national average of ~17%.

How educated is the population of ZIP code 94970?

57% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Does ZIP code 94970 have a large retiree population?

43% of households in ZIP code 94970 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 94970?

The median home value in ZIP code 94970 is $1,718,800.

What timezone is ZIP code 94970 in?

ZIP code 94970 observes the PST timezone.